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The Paley Rothman Blog

Paley Rothman shares this library of resources with clients and friends of the firm to help them stay ahead of legal and business developments and trends. Here, you will find helpful tips and tools written by our employees.

Insurance Recovery

The Issue is Joined: Whether Losses Incurred Due to the Coronavirus Constitute Direct Physical Loss or Damage

While there is much uncertainty about the extent and scope of the coronavirus’ impact, one thing is certain: insurers and policyholders are sure to clash over whether their policies provide coverage for losses related to the coronavirus pandemic. In fact, that clash has begun.

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Insurance Recovery
clipboard with insurance policy

The Playing Field for Coronavirus Insurance Recovery is Wide Open

Insurance recovery for coronavirus raises a wide range of issues, including (i) liability arising out of civil authority, (ii) what constitutes physical injury to property and (iii) the applicability of pathogen-related exclusions, if any. As a preliminary matter, each individual insurance policy must be reviewed, as the applicable language may vary from policy-to-policy.

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